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* from \"-!../../../node_modules/mini-css-extract-plugin/dist/loader.js??ref--6-oneOf-1-0!../../../node_modules/css-loader/dist/cjs.js??ref--6-oneOf-1-1!../../../node_modules/vue-loader/lib/loaders/stylePostLoader.js!../../../node_modules/postcss-loader/src/index.js??ref--6-oneOf-1-2!../../../node_modules/cache-loader/dist/cjs.js??ref--0-0!../../../node_modules/vue-loader/lib/index.js??vue-loader-options!./HomeLoanCalculator.vue?vue&type=style&index=0&id=11dd9252&scoped=true&lang=css&\"","var render = function () {var _vm=this;var _h=_vm.$createElement;var _c=_vm._self._c||_h;return _c('div',{directives:[{name:\"show\",rawName:\"v-show\",value:(_vm.loading),expression:\"loading\"}],staticClass:\"loader\"})}\nvar staticRenderFns = []\n\nexport { render, staticRenderFns }","\n\n\n\n\r\nimport { Component, Vue, Prop } from 'vue-property-decorator';\r\n\r\n@Component\r\nexport default class Loader extends Vue {\r\n    @Prop()\r\n    private readonly loading!: boolean;\r\n}\r\n","import mod from \"-!../../../node_modules/cache-loader/dist/cjs.js??ref--14-0!../../../node_modules/thread-loader/dist/cjs.js!../../../node_modules/babel-loader/lib/index.js!../../../node_modules/ts-loader/index.js??ref--14-3!../../../node_modules/cache-loader/dist/cjs.js??ref--0-0!../../../node_modules/vue-loader/lib/index.js??vue-loader-options!./Loader.vue?vue&type=script&lang=ts&\"; export default mod; export * from \"-!../../../node_modules/cache-loader/dist/cjs.js??ref--14-0!../../../node_modules/thread-loader/dist/cjs.js!../../../node_modules/babel-loader/lib/index.js!../../../node_modules/ts-loader/index.js??ref--14-3!../../../node_modules/cache-loader/dist/cjs.js??ref--0-0!../../../node_modules/vue-loader/lib/index.js??vue-loader-options!./Loader.vue?vue&type=script&lang=ts&\"","import { render, staticRenderFns } from \"./Loader.vue?vue&type=template&id=b15215d2&scoped=true&\"\nimport script from \"./Loader.vue?vue&type=script&lang=ts&\"\nexport * from 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staticRenderFns }","\n\n\n\n\n\n\n\n\n\n\n\r\nimport { Component, Mixins } from 'vue-property-decorator';\r\nimport { View } from 'client-website-ts-library/plugins';\r\n\r\nimport HomeLoanCalculator from '@/components/Calculators/HomeLoanCalculator.vue';\r\n\r\n@Component({\r\n  components: {\r\n    HomeLoanCalculator,\r\n  },\r\n})\r\nexport default class Calculators extends Mixins(View) {\r\n  private propertyValue = 0;\r\n\r\n  private stampDutyState = '';\r\n\r\n  private firstHomeBuyer = 'yes';\r\n\r\n  private propertyType = 'primary';\r\n\r\n  private purchasing = 'Established Home';\r\n\r\n  private eligiblePensioner = 'yes';\r\n\r\n  private stampDuty = 0;\r\n\r\n  private propertyPrice = 0;\r\n\r\n  private weeklyRent = 0;\r\n\r\n  private yearlyRates = 0;\r\n\r\n  private yearlyInsurance = 0;\r\n\r\n  private yearlyBCF = 0;\r\n\r\n  private annualRentalIncome = 0;\r\n\r\n  private rentalYield = 0;\r\n\r\n  calculateRentalYield() {\r\n    this.annualRentalIncome = this.weeklyRent * 52 - this.yearlyRates - this.yearlyInsurance - this.yearlyBCF;\r\n    const rentalYield = (this.annualRentalIncome / this.propertyPrice) * 100;\r\n    this.rentalYield = Math.round(rentalYield * 100) / 100;\r\n  }\r\n\r\n  calculateStampDuty() {\r\n    switch (this.stampDutyState) {\r\n      case 'NSW':\r\n        break;\r\n      case 'VIC':\r\n        break;\r\n      case 'QLD':\r\n        this.calculateStampDutyForQLD();\r\n        break;\r\n      case 'ACT':\r\n        break;\r\n      case 'NT':\r\n        break;\r\n      case 'SA':\r\n        break;\r\n      case 'WA':\r\n        this.calculateStampDutyForWA();\r\n        break;\r\n      case 'TAS':\r\n        break;\r\n      default:\r\n        alert('Please Select a State');\r\n    }\r\n  }\r\n\r\n  calculateStampDutyForQLD() {\r\n    let stampDuty = 0;\r\n    let concession = 0;\r\n    if (this.propertyType === 'primary') {\r\n      if (this.propertyValue <= 350000) {\r\n        stampDuty = (this.propertyValue / 100) * 1;\r\n      } else if (this.propertyValue > 350000 && this.propertyValue <= 540000) {\r\n        stampDuty = 3500 + ((this.propertyValue - 350000) / 100) * 3.5;\r\n      } else if (this.propertyValue > 540000 && this.propertyValue <= 1000000) {\r\n        stampDuty = 10150 + ((this.propertyValue - 540000) / 100) * 4.5;\r\n      } else {\r\n        stampDuty = 30850 + ((this.propertyValue - 1000000) / 100) * 5.75;\r\n      }\r\n    }\r\n    if (this.propertyType === 'investment') {\r\n      if (this.propertyValue > 5000 && this.propertyValue <= 75000) {\r\n        stampDuty = ((this.propertyValue - 5000) / 100) * 1.5;\r\n      } else if (this.propertyValue > 75000 && this.propertyValue <= 540000) {\r\n        stampDuty = 1050 + ((this.propertyValue - 75000) / 100) * 3.5;\r\n      } else if (this.propertyValue > 540000 && this.propertyValue <= 1000000) {\r\n        stampDuty = 17325 + ((this.propertyValue - 540000) / 100) * 4.5;\r\n      } else {\r\n        stampDuty = 38025 + ((this.propertyValue - 1000000) / 100) * 5.75;\r\n      }\r\n    }\r\n    if (this.firstHomeBuyer === 'yes') {\r\n      if (this.propertyValue <= 709999.99) {\r\n        concession = 17350;\r\n      } else if (this.propertyValue <= 719999.99) {\r\n        concession = 15615;\r\n      } else if (this.propertyValue <= 729999.99) {\r\n        concession = 13880;\r\n      } else if (this.propertyValue <= 739999.99) {\r\n        concession = 12145;\r\n      } else if (this.propertyValue <= 749999.99) {\r\n        concession = 10410;\r\n      } else if (this.propertyValue <= 759999.99) {\r\n        concession = 8675;\r\n      } else if (this.propertyValue <= 769999.99) {\r\n        concession = 6940;\r\n      } else if (this.propertyValue <= 779999.99) {\r\n        concession = 5205;\r\n      } else if (this.propertyValue <= 789999.99) {\r\n        concession = 3470;\r\n      } else if (this.propertyValue <= 799999.99) {\r\n        concession = 1735;\r\n      } else {\r\n        concession = 0;\r\n      }\r\n    }\r\n    if (this.firstHomeBuyer === 'yes' && this.purchasing === 'Vacant Land') {\r\n      if (this.propertyValue <= 359999.99) {\r\n        concession = 10675;\r\n      } else if (this.propertyValue <= 369999.99) {\r\n        concession = 9965;\r\n      } else if (this.propertyValue <= 379999.99) {\r\n        concession = 9255;\r\n      } else if (this.propertyValue <= 389999.99) {\r\n        concession = 8545;\r\n      } else if (this.propertyValue <= 399999.99) {\r\n        concession = 7835;\r\n      } else if (this.propertyValue <= 409999.99) {\r\n        concession = 7125;\r\n      } else if (this.propertyValue <= 419999.99) {\r\n        concession = 6415;\r\n      } else if (this.propertyValue <= 429999.99) {\r\n        concession = 5705;\r\n      } else if (this.propertyValue <= 439999.99) {\r\n        concession = 4995;\r\n      } else if (this.propertyValue <= 449999.99) {\r\n        concession = 4285;\r\n      } else if (this.propertyValue <= 459999.99) {\r\n        concession = 3575;\r\n      } else if (this.propertyValue <= 469999.99) {\r\n        concession = 2865;\r\n      } else if (this.propertyValue <= 479999.99) {\r\n        concession = 2155;\r\n      } else if (this.propertyValue <= 489999.99) {\r\n        concession = 1445;\r\n      } else if (this.propertyValue <= 499999.99) {\r\n        concession = 735;\r\n      } else {\r\n        concession = 0;\r\n      }\r\n    }\r\n    if (concession > stampDuty) {\r\n      this.stampDuty = 0;\r\n    } else {\r\n      this.stampDuty = stampDuty - concession;\r\n    }\r\n  }\r\n\r\n  calculateStampDutyForWA() {\r\n    let stampDuty = 0;\r\n    switch (this.firstHomeBuyer) {\r\n      case 'no':\r\n        stampDuty = this.generalDutyRateWA();\r\n        break;\r\n      case 'yes':\r\n        if (this.propertyType === 'investment') {\r\n          stampDuty = this.generalDutyRateWA();\r\n        } else if (this.purchasing === 'Vacant Land') {\r\n          stampDuty = this.firstHomeVacantLandDutyWA();\r\n        } else {\r\n          stampDuty = this.firstHomeDutyWA();\r\n        }\r\n        break;\r\n      default:\r\n        this.generalDutyRateWA();\r\n        break;\r\n    }\r\n    this.stampDuty = stampDuty;\r\n  }\r\n\r\n  generalDutyRateWA() {\r\n    let stampDuty = 0;\r\n    if (this.propertyValue <= 120000) {\r\n      stampDuty = (this.propertyValue / 100) * 1.90;\r\n    } else if (this.propertyValue <= 150000) {\r\n      stampDuty = 2280 + ((this.propertyValue - 120000) / 100) * 2.85;\r\n    } else if (this.propertyValue <= 360000) {\r\n      stampDuty = 3135 + ((this.propertyValue - 150000) / 100) * 3.80;\r\n    } else if (this.propertyValue <= 725000) {\r\n      stampDuty = 11115 + ((this.propertyValue - 360000) / 100) * 4.75;\r\n    } else {\r\n      stampDuty = 28453 + ((this.propertyValue - 725000) / 100) * 5.15;\r\n    }\r\n    return stampDuty;\r\n  }\r\n\r\n  firstHomeVacantLandDutyWA() {\r\n    let stampDuty = 0;\r\n    if (this.propertyValue <= 300000) {\r\n      stampDuty = 0;\r\n    } else if (this.propertyValue <= 400000) {\r\n      stampDuty = ((this.propertyValue - 300000) / 100) * 13.01;\r\n    } else {\r\n      stampDuty = this.generalDutyRateWA();\r\n    }\r\n    return stampDuty;\r\n  }\r\n\r\n  firstHomeDutyWA() {\r\n    let stampDuty = 0;\r\n    if (this.propertyValue <= 450000) {\r\n      stampDuty = 0;\r\n    } else if (this.propertyValue <= 600000) {\r\n      stampDuty = ((this.propertyValue - 450000) / 100) * 15.01;\r\n    } else {\r\n      stampDuty = this.generalDutyRateWA();\r\n    }\r\n    return stampDuty;\r\n  }\r\n}\r\n","import mod from \"-!../../node_modules/cache-loader/dist/cjs.js??ref--14-0!../../node_modules/thread-loader/dist/cjs.js!../../node_modules/babel-loader/lib/index.js!../../node_modules/ts-loader/index.js??ref--14-3!../../node_modules/cache-loader/dist/cjs.js??ref--0-0!../../node_modules/vue-loader/lib/index.js??vue-loader-options!./Calculators.vue?vue&type=script&lang=ts&\"; export default mod; export * from \"-!../../node_modules/cache-loader/dist/cjs.js??ref--14-0!../../node_modules/thread-loader/dist/cjs.js!../../node_modules/babel-loader/lib/index.js!../../node_modules/ts-loader/index.js??ref--14-3!../../node_modules/cache-loader/dist/cjs.js??ref--0-0!../../node_modules/vue-loader/lib/index.js??vue-loader-options!./Calculators.vue?vue&type=script&lang=ts&\"","import { render, staticRenderFns } from \"./Calculators.vue?vue&type=template&id=0d6d05ba&scoped=true&\"\nimport script from \"./Calculators.vue?vue&type=script&lang=ts&\"\nexport * from \"./Calculators.vue?vue&type=script&lang=ts&\"\nimport style0 from \"./Calculators.vue?vue&type=style&index=0&id=0d6d05ba&scoped=true&lang=css&\"\n\n\n/* normalize component */\nimport normalizer from \"!../../node_modules/vue-loader/lib/runtime/componentNormalizer.js\"\nvar component = normalizer(\n  script,\n  render,\n  staticRenderFns,\n  false,\n  null,\n  \"0d6d05ba\",\n  null\n  \n)\n\nexport default component.exports","var render = function () {var _vm=this;var _h=_vm.$createElement;var _c=_vm._self._c||_h;return _c('div',{staticClass:\"home-loan-calculator\"},[_c('transition',{attrs:{\"name\":\"fade\"}},[(_vm.loading)?_c('div',{staticClass:\"home-loan-calculator__loading\"},[_c('Loader',{attrs:{\"loading\":_vm.loading}})],1):_vm._e()]),_c('div',{staticClass:\"home-loan-calculator__fields\",staticStyle:{\"--underline-inactive\":\"#eee\"}},[(!_vm.hideAmount)?_c('div',{staticClass:\"form-field\"},[_c('input',{directives:[{name:\"model\",rawName:\"v-model\",value:(_vm.principal),expression:\"principal\"}],staticClass:\"form-field__input form-field__input--has-value\",attrs:{\"type\":\"number\",\"step\":\"1\",\"min\":\"50000\",\"placeholder\":\"E.g. 500,000\"},domProps:{\"value\":(_vm.principal)},on:{\"input\":[function($event){if($event.target.composing){ return; }_vm.principal=$event.target.value},_vm.calculate]}}),_c('label',{staticClass:\"form-field__label\"},[_vm._v(\"Property Price ($)\")])]):_vm._e(),_c('div',{staticClass:\"form-field\"},[_c('input',{directives:[{name:\"model\",rawName:\"v-model\",value:(_vm.depositAmount),expression:\"depositAmount\"}],staticClass:\"form-field__input form-field__input--has-value\",attrs:{\"type\":\"number\",\"step\":\"1\",\"min\":\"0\",\"placeholder\":\"E.g. 100,000\"},domProps:{\"value\":(_vm.depositAmount)},on:{\"input\":[function($event){if($event.target.composing){ return; }_vm.depositAmount=$event.target.value},_vm.calculate]}}),_c('label',{staticClass:\"form-field__label\"},[_vm._v(\"Deposit Amount ($)\")])]),(_vm.needsLMI)?_c('div',{staticClass:\"alert\"},[_c('Icon',{staticClass:\"alert__icon\",attrs:{\"icon\":\"info\",\"colour\":\"white\"}}),_vm._m(0)],1):_vm._e(),_c('div',{staticClass:\"form-field\"},[_c('input',{directives:[{name:\"model\",rawName:\"v-model\",value:(_vm.loanTerm),expression:\"loanTerm\"}],staticClass:\"form-field__input form-field__input--has-value\",attrs:{\"type\":\"number\",\"step\":\"1\",\"min\":\"1\",\"placeholder\":\"E.g. 30\"},domProps:{\"value\":(_vm.loanTerm)},on:{\"input\":[function($event){if($event.target.composing){ return; }_vm.loanTerm=$event.target.value},_vm.calculate]}}),_c('label',{staticClass:\"form-field__label\"},[_vm._v(\"Loan Term (years)\")])]),_c('div',{staticClass:\"form-field\"},[_c('input',{directives:[{name:\"model\",rawName:\"v-model\",value:(_vm.interestRate),expression:\"interestRate\"}],staticClass:\"form-field__input form-field__input--has-value\",attrs:{\"type\":\"number\",\"step\":\"0.01\",\"min\":\"0.01\",\"placeholder\":\"E.g. 2.9\"},domProps:{\"value\":(_vm.interestRate)},on:{\"input\":[function($event){if($event.target.composing){ return; }_vm.interestRate=$event.target.value},_vm.calculate]}}),_c('label',{staticClass:\"form-field__label\"},[_vm._v(\"Interest Rate (% PA)\")])])]),_c('div',{directives:[{name:\"show\",rawName:\"v-show\",value:(_vm.result.length),expression:\"result.length\"}],staticClass:\"home-loan-calculator__result\"},[_c('div',{staticClass:\"home-loan-calculator__result__value\"},[_c('div',{staticClass:\"home-loan-calculator__result__value__content\"},[_vm._v(_vm._s(_vm.result))]),_c('div',{staticClass:\"home-loan-calculator__result__value__unit\"},[_vm._v(\"per month est.\")])])])],1)}\nvar staticRenderFns = [function () {var _vm=this;var _h=_vm.$createElement;var _c=_vm._self._c||_h;return _c('p',{staticClass:\"alert__content\"},[_vm._v(\" Based on your deposit amount, you may need to take out \"),_c('a',{attrs:{\"href\":\"https://moneysmart.gov.au/glossary/lenders-mortgage-insurance-lmi\",\"target\":\"_blank\",\"rel\":\"nofollow\"}},[_vm._v(\"LMI\")]),_vm._v(\". \")])}]\n\nexport { render, staticRenderFns }","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\r\nimport { API } from 'client-website-ts-library/services';\r\nimport { Component, Prop, Vue } from 'vue-property-decorator';\r\nimport Loader from '../UI/Loader.vue';\r\n\r\n@Component({\r\n  components: {\r\n    Loader,\r\n  },\r\n})\r\nexport default class HomeLoanCalculator extends Vue {\r\n  @Prop()\r\n  private readonly hideAmount!: boolean;\r\n\r\n  @Prop({ default: 500000 })\r\n  private readonly amount!: number;\r\n\r\n  private principal = this.amount;\r\n\r\n  private depositAmount = this.amount * 0.2;\r\n\r\n  private loanTerm = 30;\r\n\r\n  private interestRate = 0;\r\n\r\n  private loading = true;\r\n\r\n  private result = '';\r\n\r\n  private needsLMI = false;\r\n\r\n  mounted() {\r\n    API.Calculators.GetHomeLoanConfig().then((config) => {\r\n      this.interestRate = config.InterestRate;\r\n\r\n      this.loading = false;\r\n\r\n      this.calculate();\r\n    });\r\n  }\r\n\r\n  calculate() {\r\n    const rate = (this.interestRate / 12) / 100;\r\n    const repayments = this.loanTerm * 12;\r\n\r\n    const principal = this.principal - this.depositAmount;\r\n\r\n    this.needsLMI = this.depositAmount / this.principal < 0.2;\r\n\r\n    const monthly = Math.max(0, principal / (((1 + rate) ** repayments - 1) / (rate * (1 + rate) ** repayments)));\r\n\r\n    this.result = `$${Math.ceil(monthly).toLocaleString()}`;\r\n  }\r\n}\r\n","import mod from \"-!../../../node_modules/cache-loader/dist/cjs.js??ref--14-0!../../../node_modules/thread-loader/dist/cjs.js!../../../node_modules/babel-loader/lib/index.js!../../../node_modules/ts-loader/index.js??ref--14-3!../../../node_modules/cache-loader/dist/cjs.js??ref--0-0!../../../node_modules/vue-loader/lib/index.js??vue-loader-options!./HomeLoanCalculator.vue?vue&type=script&lang=ts&\"; export default mod; export * from \"-!../../../node_modules/cache-loader/dist/cjs.js??ref--14-0!../../../node_modules/thread-loader/dist/cjs.js!../../../node_modules/babel-loader/lib/index.js!../../../node_modules/ts-loader/index.js??ref--14-3!../../../node_modules/cache-loader/dist/cjs.js??ref--0-0!../../../node_modules/vue-loader/lib/index.js??vue-loader-options!./HomeLoanCalculator.vue?vue&type=script&lang=ts&\"","import { render, staticRenderFns } from \"./HomeLoanCalculator.vue?vue&type=template&id=11dd9252&scoped=true&\"\nimport script from \"./HomeLoanCalculator.vue?vue&type=script&lang=ts&\"\nexport * from \"./HomeLoanCalculator.vue?vue&type=script&lang=ts&\"\nimport style0 from \"./HomeLoanCalculator.vue?vue&type=style&index=0&id=11dd9252&scoped=true&lang=css&\"\n\n\n/* normalize component */\nimport normalizer from \"!../../../node_modules/vue-loader/lib/runtime/componentNormalizer.js\"\nvar component = normalizer(\n  script,\n  render,\n  staticRenderFns,\n  false,\n  null,\n  \"11dd9252\",\n  null\n  \n)\n\nexport default component.exports","export * from \"-!../../../node_modules/mini-css-extract-plugin/dist/loader.js??ref--6-oneOf-1-0!../../../node_modules/css-loader/dist/cjs.js??ref--6-oneOf-1-1!../../../node_modules/vue-loader/lib/loaders/stylePostLoader.js!../../../node_modules/postcss-loader/src/index.js??ref--6-oneOf-1-2!../../../node_modules/cache-loader/dist/cjs.js??ref--0-0!../../../node_modules/vue-loader/lib/index.js??vue-loader-options!./Loader.vue?vue&type=style&index=0&id=b15215d2&scoped=true&lang=css&\"","export * from \"-!../../node_modules/mini-css-extract-plugin/dist/loader.js??ref--6-oneOf-1-0!../../node_modules/css-loader/dist/cjs.js??ref--6-oneOf-1-1!../../node_modules/vue-loader/lib/loaders/stylePostLoader.js!../../node_modules/postcss-loader/src/index.js??ref--6-oneOf-1-2!../../node_modules/cache-loader/dist/cjs.js??ref--0-0!../../node_modules/vue-loader/lib/index.js??vue-loader-options!./Calculators.vue?vue&type=style&index=0&id=0d6d05ba&scoped=true&lang=css&\""],"sourceRoot":""}